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How Long Does It Take to Get Health Insurance

For plans regulated by the ACA ( Obamacare ), if you complete the process by the 15th of any given month, your coverage should begin on the first day of the following month. If your first payment is processed after the 15th, however, your health insurance coverage may not be available until the second month following the processing of your

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Health Insurance for Men

WEBHealth insurance is no longer an option.Men, women and children across the U.S. are mandated to maintain health coverage throughout the year or the head of household will suffer the consequences – the Obamacare (or Affordable Care Act) penalty. Each year, this penalty raises higher and higher, in an effort to get people to voluntarily …

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Health Insurance for Adult Children Living at Home

WEBUnder Obamacare, coverage has been extended to allow parents to continue providing health insurance coverage for their children under their own policy up to the age of 26. This is true whether the child is living at home, away at school, no longer listed as dependent on parents’ income tax returns, and even adult children up to the age of 26

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What Is Gap Health Insurance

WEBJanuary 26, 2016 By Rob Schwab 1 Comment. Not to be confused with the short coverage gap exemption under the Affordable Care Act (ACA), or Obamacare, which allows for less than three consecutive months without coverage in a year sans penalty – gap health insurance is designed to account for gaps in your health insurance coverage.

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How Do Health Insurance Companies Make Money

WEBDon’t fret – insurance providers will still make their money thanks to federal and state funding, as well as their second source of income. In addition to earning money from the premiums paid by users, health insurance companies take a page from banks and invest your money. It’s not exactly your money any more, but in a sense your

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Is Medicaid Considered Health Insurance

WEBMarch 29, 2015 By Rob Schwab Leave a Comment. Because Medicaid is free (or very low in cost), you might not think it qualifies as regular health insurance. And because of new laws that require every U.S. citizen to carry health insurance, you might be worried that you will have to pay penalties at the end of the year for failing to obtain

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What Is the Minimum Value Standard for Health Insurance

WEBNot to be confused with minimum essential coverage, which pertains to an individual’s mandate to maintain appropriate health insurance, minimum value standard refers to the cost-value ratio of a given health insurance plan. According to Healthcare.gov, in order to meet minimum value standard, a health plan must “pay at least 60% of the

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Can I Get Health Insurance Just for My Child

WEBThere are two options: Medicaid and CHIP (Children’s Health Insurance Program). Medicaid offers health coverage for a variety of individuals, including children and pregnant women. This program is federally funded, but your state may provide additional funding. CHIP is also federally funded, but the program is administered on a …

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Does Health Insurance Cover STD Testing

WEBThe Affordable Care Act (ACA), also known as Obamacare, took great steps to reform the system of healthcare that left millions of Americans uninsured due to excessive cost and/or denial of coverage due to preexisting conditions. As part of these massive reforms, insurance providers were required to begin meeting minimum …

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Can You Add a Parent to Your Health Insurance

WEBSo if you don’t have a partner (or your partner has access to a separate form of health insurance), you might be able to add a parent under the age of 65. Of course, there are other options, as well. Individuals over the age of 50 qualify for AARP benefits, including low-cost health insurance policies. And if your parents are under the age of

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Health Insurance for Overweight Applicants

WEBAs of 2012, 35.1% of Americans age 20 or older were overweight with a staggering 69.0% showing rates of obesity. The numbers are even more serious for children and adolescents between the ages of 12 and 19 as 20.5% were counted as obese. Younger children between the ages of 2 and 11 came in at around 26%. These are troubling …

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What Is Health Net Insurance

WEBHealth Net is an insurance provider covering nearly 6 million Americans across the United States by way of HMO, PPO, POS, and government subsidiary corporations. This network provides access to health care benefits in the form of group and individual plans, as well as through Medicare , Medicaid , TRICARE and Veterans …

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Can Illegal Immigrants Get Health Insurance

WEBThat said, you can get insurance through private insurance companies, and there are a number of ways to go about it. Because it can be difficult for illegal immigrants to find gainful employment (due to a lack of a Social Security number), you might not have the means to pay for health insurance out of pocket – it can be extremely expensive.

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Health Insurance for Artists

WEBHere are a few to consider. Parental/Spousal Insurance. One of the best options for many artists (and others with low income) is to piggyback on the insurance policy of a family member. If you are under the age of 26, for example, you can remain on a parent’s health insurance coverage for significantly less than securing your own policy.

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Can I Put My Girlfriend on My Health Insurance

WEBThe short answer to this question is “maybe.” Whether or not you can add someone who is not your spouse to your existing health insurance depends largely on your insurance provider and the policy you hold. But there are circumstances that could help you qualify for such an addition. And with a little research, you […]

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Can You Have Two Health Insurance Policies

WEBOne of the main reasons to have a second health insurance policy is for supplemental purposes. In and of itself, a supplemental health insurance policy will not qualify for mandatory minimum coverage, but you can pair it with a qualifying policy if you so choose as a way to maximize benefits and gain more coverage at minimal added expense.

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What Religions Are Exempt From Obamacare

WEBAccording to the guidelines listed on Healthcare.gov, they must be tax-exempt organizations, they must “share a common set of ethical or religious beliefs”, and they must be willing to share the costs of medical care for all members, as prescribed by their religious belief structure, even in the event that members are faced with unexpected

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How Many Pages Is Obamacare

WEBAny law designed to control a system that affects all Americans is bound to require quite a bit of thought and accompanying documentation. So while it is unlikely that the average American will ever read Obamacare, at 2,700 pages or 20,000, it is clear that the Obama administration is trying hard to cover all bases where healthcare reform is

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