Opic.texas.gov

Getting Individual Health Insurance

WEBTo learn more about marketplace coverage, visit healthcare.gov or call 1-800-318-2596. *️⃣ Depending on your income, you may be able to get marketplace coverage at a lower …

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URL: https://www.opic.texas.gov/health-insurance/basics/individual/

Office of Public Insurance Counsel

WEBThe Office of Public Insurance Counsel (OPIC) is an official state agency that represents the interests of Texas consumers in insurance matters. OPIC empowers and educates …

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Getting Health Insurance From Your Job

WEBCoinsurance. Coinsurance is the percentage of the cost you pay after you meet your deductible. For example, your health plan may require you to pay 20% of the cost of a …

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Know Your Coverage: Telemedicine

WEBWhat is telemedicine? Telemedicine or telehealth is an increasingly popular way of getting health care because it allows people to get care without traveling to a …

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Getting Health Insurance from Membership in a Group

WEBThe federal government requires that individual and small group plans cover certain Essential Health Benefits (EHBs). EHBs are broken down into 10 categories: …

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Know Your Coverage: EHBs and Mandated Health Benefits

WEBMastectomy and reconstructive surgery. Maternity minimum stay (if maternity is covered) Chemical dependency treatment. Cardiovascular disease screening tests. …

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Getting Health Insurance From Government Programs

WEBThe Texas Health Information, Counseling, and Advocacy Program can help you find information and enroll in Medicare, Medicaid, and long-term care. Contact them at 800 …

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Health Insurance Works Differently in Emergencies!

WEBCall TDI at 1-800-252-3439 or visit their website. *️⃣ To learn more about health insurance visit The Basics, Shopping Guide, Using Your Insurance, and Help …

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Coronavirus FAQs

WEBIt is important to take care of your mental health. If you need help, please reach out. There are many free options available, including: Texas Health and Human Services (HHS) …

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Understanding the Basics of Long-Term Care Insurance

WEBPersonal care. Long-term care insurance pays for help with activities of daily living (ADL) such as eating, moving around, bathing, dressing, and using the bathroom. …

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Health Plan Types Comparison Chart

WEBWe’ve created a comparison chart to help you decide which type of the four main health plans (HMO, PPO, EPO, POS) is best for you.

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Help with a Problem

WEBOffice of Public Insurance Counsel (OPIC). If you need general info about insurance or have questions, contact us at: Phone: 1-877-611-6742. Email: [email protected]. Mail: …

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How Cost-Sharing Works in Health Insurance

WEBYou need surgery that will cost $10,000. You’ve already met your $500 yearly deductible. That means you will only pay part of your medical costs – your …

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How to File a Complaint

WEBYou can file your complaint and upload supporting documents using TDI’s Online Complaint Portal. Visit TDI’s website for more info about the complaint process and how TDI’s …

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Know Your Coverage: Air Ambulances

WEBAir ambulances are medical transport aircraft such as helicopters or airplanes that take patients to medical facilities. Like regular ground ambulances, air …

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