Ndh.org.au

What is financial hardship and what are your rights

WebThere are often two main reasons for financial hardship: 1. You could afford the loan when it was obtained but a change of circumstances has meant you can no longer afford the …

Actived: 6 days ago

URL: https://ndh.org.au/debt-solutions/what-is-financial-hardship-and-what-are-your-rights/

Mental health and financial hardship

WebTo speak to a financial counsellor you can: Call the National Debt Helpline on 1800 007 007 – open weekdays from 9:30 am to 4:30 pm. Use our live chat service by clicking the chat …

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Complex Situations

WebComplex Situations. There are a number of situations that affect people’s lives that make managing finances much more complex. They can make it harder to keep your finances …

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What is financial counselling

WebIn a nutshell, financial counselling helps you manage your debts and get your finances back under control. Our financial counselling service is free, confidential and independent. It is …

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Fix your credit report

WebTo speak to a financial counsellor you can: Call the National Debt Helpline on 1800 007 007 – open Weekdays from 9:30 am to 4:30 pm. Use our live chat service by clicking the chat …

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No Interest Loans

WebTo speak to a financial counsellor you can: Call the National Debt Helpline on 1800 007 007 – open Weekdays from 9:30 am to 4:30 pm. Use our live chat service by clicking the chat …

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Concessions and grants

WebCall the National Debt Helpline on 1800 007 007 – open weekdays from 9:30 am to 4:30 pm. Use our live chat service by clicking the chat icon in the bottom right corner of your …

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Borrow from friends and family

WebDon’t make promises to repay amounts that you can’t afford. Set up a schedule of repayments so that you both know when repayments will be made. If you find yourself …

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Applying on compassionate grounds

WebHow to apply. Before applying, contact your super fund and check that they will release your super on compassionate grounds if your application is approved by the ATO. Your …

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Consumer credit insurance

WebTo speak to a financial counsellor you can: Call the National Debt Helpline on 1800 007 007 – open Weekdays from 9:30 am to 4:30 pm. Use our live chat service by clicking the chat …

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Emergency Assistance

WebTo speak to a financial counsellor you can: Call the National Debt Helpline on 1800 007 007 – open Weekdays from 9:30 am to 4:30 pm. Use our live chat service by clicking the chat …

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Find a Financial Counsellor

WebTo speak to a financial counsellor you can: Call the National Debt Helpline on 1800 007 007. The National Debt Helpline is available 9:30 am to 4:30 pm weekdays. Use our live chat …

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Early release of superannuation due to severe financial hardship

WebTo speak to a financial counsellor you can: Call the National Debt Helpline on 1800 007 007 – open Weekdays from 9:30 am to 4:30 pm. Use our live chat service by clicking the chat …

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Build a savings buffer

WebAn emergency savings fund will help. By putting aside a little from your income each week into a separate savings account, you can build a safety net to help you meet unexpected …

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