M3ins.com

S2-Ep 9: Helping Your Employees Navigate the Individual Health

WEBMost individuals out there are scared of health insurance and kind of everything that it brings to the table. Most people don’t have that resource and to ask the …

Actived: 7 days ago

URL: https://m3ins.com/ep-20-helping-employees-navigate-individual-health-marketplace-open-enrollment/

Is Your Healthcare Organization’s Benefits Strategy One Size Fits All

WEBCreative benefit examples for healthcare. Evaluating your employees’ specific needs is the key to developing a benefit strategy that can help your organization achieve …

Category: Health Go Health

Health Captives: Know Your Options

WEBA captive insurance program allows employers with as few as 50 employees the ability to self-fund their health insurance with a different way to diversify the financial …

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Healthcare Risk Management

WEBYou understand the benefits of exceptional care better than anyone. M3’s healthcare practice group uses our decades of provider advocacy experience to apply the personal …

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Individual Health Open Enrollment for 2024

WEBIt’s that time of year again – Open Enrollment for 2024 individual health plans begins November 1st! Each year, the health coverage marketplace has a specific …

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Section 105(h) Non-Discrimination Testing

WEBThese requirements prohibit a self-insured health plan from discriminating in favor of highly compensated individuals with respect to eligibility to participate in the plan …

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Social Determinants of Health: Addressing Employee Needs to …

WEBThere are generally four modifiable factors impacting the health of employees: Social and economic factors (local cost of living and wage adequacy, …

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Self-funding: Prepare for Lasers

WEBWhen it comes to group health insurance plans, many companies know first hand that a self-funded approach can be an effective funding mechanism—provided …

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2024 Benchmark Report for Public Sector Employers

WEBWhen looking at the average cost of health insurance per employee in 2023, the public sector averages $20,519 per employee, with educational entities averaging …

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Compliance Update: 2023 HSA & High Deductible Plan (HDHP) …

WEBOut-of-Pocket Maximum 2023. $9,100/single. $18,200/family. With the ACA limits, plans must apply the annual individual out-of-pocket (OOP) maximum for each …

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IRS Adds Family Member Exchange Enrollment Section 125

WEBOn October 13, 2022, the Internal Revenue Service (IRS) issued Notice 2022-41 permitting a new qualifying event that allows a mid-year change to an election …

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M3 Insurance: Risk Management, Business Insurance, Employee …

WEBM3 Elevate is a division of M3 Insurance focused on companies and individuals who deserve unique partners, programs, and playbooks to support their growth and …

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Identifying Reportable HIPAA Breaches

WEBThe Health Insurance Portability and Accountability Act of 1996 (HIPAA) requires “covered entities” to protect a person’s individually identifiable health …

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Senior Living & Social Services

WEBTalia Pletcher is a key resource for M3’s nursing home, assisted living, and long-term care clients. She works closely with the senior living and social services team to develop …

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Understanding HIPAA Special Enrollment

WEBHIPAA Special Enrollment Events. There are many times after initial enrollment or annual enrollment that employers are asked whether or not an employee …

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Employer Shared Responsibility Affordability Calculation – 2022

WEBEmployers are permitted to use the guidelines in effect six months prior to the beginning of the plan year to provide enough time to establish premium amounts in …

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Wisconsin Codifies Federal Telehealth Rule into Law

WEBOn October 26, 2023, Wisconsin Governor Tony Evers signed 2023 Wisconsin Act 35 into law. This is based on Assembly Bill 364 which amends Wis. Stat. 71.98(1). The law …

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Gag Clause Prohibition Compliance Attestation

WEBTo ensure compliance with the gag clause prohibition, the CAA requires group health plans and health insurance issuers to attest annually that they have not …

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