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Social Determinants of Health and Your Workforce
WEBIncreasingly, workers compensation payers are finding that these social determinants of health (SDoH) have a significant impact on the healing process and a worker's ability to return to work. While these issues may not be a direct responsibility of …
Actived: 6 days ago
URL: https://www.irmi.com/articles/expert-commentary/social-determinants-of-health-and-your-workforce
The New OSHA Ergonomics Program Standard
WEBThe Occupational Safety and Health Administration (OSHA) has issued its long-awaited final rule for an Ergonomics Program Standard, 29 CFR Part 1910.900. This new standard contains stringent requirements for most nonconstruction employers to …
Solving One of the Top Healthcare Costs: Musculoskeletal …
WEBMusculoskeletal disorders (MSDs), or ergonomic-related soft-tissue injuries from overperformed tasks, are one of the top costs in health care and one of the most prevalent challenges in the workplace. It affects more people than cardiovascular …
Captives 101: What Are They, and Why Do I Want One
WEBOne of the many reasons to choose the "captive option" is because of accounting and tax rules, which allow for the deduction of insurance premiums by insurance companies. Again, as a captive is an insurance company, reserve funds held for the …
Joint Commission on Accreditation of Healthcare Organizations …
WEBJCAHO offers accreditation to healthcare organizations throughout the United States, and its standards are recognized as representing the contemporary national consensus on quality patient care. The Joint Commission on Accreditation of Healthcare Organizations …
Registered Health Underwriter (RHU®)
WEBA Registered Health Underwriter (RHU<sup>®</sup>) is a professional designation granted by the American College of Financial Services to individuals who pass examinations oriented toward group insurance benefits and health insurance for …
2022 Insurance Year in Review: Post-COVID-19
WEBInsured property losses from natural disasters that occurred in 2022 are estimated to be between $43 billion and $72 billion. 7 Subsequently, the property insurance market expects challenges going forward as the frequency of severe natural …
Valuation Insights: Health and Life Insurers
WEBThe current average valuation for large publicly traded L&H insurers is approximately 7.5 times EBITDA. However, the range varies from a low of 5.4 times EBITDA to a high of 11.7 times EBITDA. These differences can be attributable to a …
Long-Term Health Care Professional Liability Where Are We …
WEBThe current professional liability market for long-term health care providers is a difficult one. These challenges require professional risk managers, underwriters and brokers to provide, "risk solutions". The key is to stay tuned into alternative approaches and to be creative. …
health maintenance organization HMO
WEBWith limited exceptions, persons enrolled in an HMO must receive healthcare benefits through these contract providers or no insurance benefit is provided. A health maintenance organization is an organization that offers, provides, or arranges for coverage of …
Washington My Health My Data Act: Requirements and Exceptions …
WEBConsumer Rights. A consumer has the right to do the following. Confirm whether a regulated entity or a small business is collecting, sharing, or selling consumer health data concerning the consumer and to access such data, including a list of all third …
20 Workers Comp Issues To Watch in 2023
WEBOut Front Ideas with Kimberly and Mark kicks off yearly with our popular "20 Issues To Watch" webinar. While there are certainly more than 20 issues to discuss, we focused on the high-impact matters relating to workers compensation, health care, and …
Patient Protection and Affordable Care Act (PPACA)
WEBFollowing are the highlights of the PPACA. Health insurance market reforms, which include (1) health insurance policies are barred from having annual or lifetime coverage limits; (2) insurers must cover all applicants, with new minimum policy standards, and offer the …
administrative services only (ASO)
WEBAdministrative services provided in an ASO program include such activities as the preparation of an administration manual, communication with employees, determination and payment of benefits, preparation of government reports, preparation of summary plan …
independent practice association IPA
WEBCompensation to the physician is based on either a per-patient fee or a discounted fee schedule. An independent practice association is a type of health maintenance organization (HMO) in which individual practitioners see patients enrolled in the HMO but also treat …
Language Matters: Why We Don't Say "Committed Suicide"
WEBThe litmus test for talking about suicide is to substitute the word "cancer" for the word "suicide" to see if the sentence still makes sense or if it has a negative connotation. We wouldn't say "committed cancer" or "successful cancer." We would …
managing general agent (MGA)
WEBA managing general agent (MGA) is a specialized type of insurance agent/broker that, unlike traditional agents/brokers, is vested with underwriting authority from an insurer. An MGA is authorized by an insurer to transact insurance business and may have authority …
managed care organization MCO
WEBAdditional Information. Two types of these providers are the health maintenance organization (HMO) and the preferred provider organization (PPO). A managed care organization (MCO) is a healthcare provider whose goal it is to provide appropriate, cost …
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