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Top 4 Home Loans for Nurses

Mortgage lenders like making mortgages to staff and travel nurses. Nurses earn good household incomes, and their profession is in demand. The government agencies support … See more

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URL: https://homebuyer.com/learn/home-loans-for-nurses

How Medical Debt Affects Your Credit Score Now

WEBEffective July 1, 2022, credit scoring excludes medical debt and collections. The typical first-time home buyer received a 22-point boost to their credit. It’s an …

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What is a Home Inspection

WEBA home inspection is an objective assessment of a property’s structure, systems, and overall condition. Conducted by a licensed professional, home inspections …

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15 Good Luck Plants To Bring Your Home Positive Energy

WEB9. Jade Plant. Scientific name: Crassula ovata. Small, round, and vibrant leaves resemble jade coins and symbolize growth and wealth. Jade plants can bring …

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Home Maintenance Checklist for First-Time Home Buyers

WEBTime required: 15-30 minutes. – Reverse your ceiling fans. Ceiling fans can be reversed to push air up or down to cool or warm your home. Fans should spin …

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43 Curb Appeal Ideas for First-Time Home Buyers

WEBA well-maintained lawn is foundational to your home’s curb appeal and requires surprisingly little care. Understand your grass type and its needs to keep the …

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What is an FHA Loan: Requirements & Standards

WEBTo qualify for an FHA-insured loan, first-time home buyers and their homes must meet FHA eligibility standards, summarized here: Home buyers must make a down …

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14 Energy-Efficient Home Features for Aspiring Home Buyers

WEB7. Upgrade to Energy-Efficient Lighting. Lighting accounts for 5% of the average home’s energy consumption. Upgrading to LED lightbulbs throughout your …

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60+ Surprising Mortgage Facts and Home Buyer Stats

WEB62% of Americans believe a 20% down payment is necessary, though most mortgage loans require less than 5% down payment. 13.4 million Americans were …

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Will The FHA Lower FHA MIP Again

WEBVideo Transcript. the FHA released its annual report to Congress this week on the health of its Insurance Fund and the report looked strong which could mean good …

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The $25,000 Downpayment Toward Equity Act: Explained

WEBThe Downpayment Toward Equity Act provides eligible first-time home buyers up to $25,000 cash for down payment on a home, closing costs on a mortgage, …

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The Home-Buying Guide for Pet Parents

WEBAccording to the National Association of REALTORS®, 29% of U.S. households would move because of their pets and pet owners shared the top 3 traits for …

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7 Steps to Buy a House Out of State

WEBTechnology makes most of the necessary steps stress-free and allows you to buy a home in another state with ease. 5. Visit the City. If possible, visit your new city in …

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What is Personal Consumption Expenditures

WEBDan Green. Since 2003, Dan Green has been a leading mortgage lender and respected industry authority. His unwavering commitment to first-time home buyers …

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What is a Warrantable Condominium

WEBA Longer Definition: Warrantable Condominium. A warrantable condo is a condo unit or building that meets financial and operational stability standards set forth by …

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What is a Non-Warrantable Condominium

WEBA Longer Definition: Non-Warrantable Condominium. A non-warrantable condo is a condo unit or building in which a home buyer cannot get a conventional, FHA, …

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What are Discount Points

WEBDiscount points, often called “points,” are a form of prepaid interest that borrowers can pay to reduce their mortgage’s interest rate. One discount point costs 1 …

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How To Pronounce 36 Common Mortgage Acronyms

WEBHow to pronounce it: “ay-pee-ARR”. Annual Percentage Rate is a government calculation intended to show a home buyer’s actual cost to borrow. APR is expressed as …

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Mortgage Loan Limits for Hudson County, New Jersey

WEB2024 Hudson County, New Jersey, Loan Limits — 1-Unit Conforming $1,149,825, 1-Unit FHA 1,149,825. Charts included. Updated regularly.

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