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In sickness and in wealth: why more advisers are talking about

Web100 per cent of Britons will die; 9.1mn people (adults and children) are expected to get a critical illness (13.6 per cent of the total population), according to the …

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URL: https://www.ftadviser.com/protection/2024/04/10/in-sickness-and-in-wealth-why-wealth-advisers-are-focusing-on-insurance/

How clients can take pension benefits early due to ill health

WebWhen granting requests to take benefits early due to ill health, scheme administrators need to have written evidence from a registered medical practitioner that …

Category:  Medical Go Health

Mortgage industry launches mental health charter

WebThe mortgage industry has come together to launch a mental health charter, providing a framework for firms looking to support their staff’s mental health. The …

Category:  Health Go Health

What do medical conditions mean in insurance applications

WebApprox. 30min. By Justin Harper. Advancements in medical screening and changes in lifestyle mean that an increasing number of us are living with diagnosed …

Category:  Medical Go Health

Lee Robertson: ‘Mental health struggles are more widespread in …

WebLee Robertson, chief executive and founder of Octo Members Group, has said that mental health issues are "more widespread in the industry" than it may …

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Healthcare is not just a counter-cyclical defensive haven

WebHealthcare encompasses so much more than that, incorporating risky, cyclical and defensive aspects, from smaller discovery biotechnology firms to medical …

Category:  Medical Go Health

Financial strain causing adults to suffer with mental and physical

WebThe St James’s Place Financial Health report found the younger generation suffered the most, with 66 per cent of 18 to 34-year-olds feeling their mental and physical …

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AXA Health marks one year anniversary of neurodiversity service

WebBy Tom Dunstan. AXA Health is celebrating the one year anniversary of its neurodiversity assessment and support service. The service, which is available as part of …

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What can I do if an employee goes Awol due to ‘ill health’

WebQ: I have a member of staff who has had a number of unauthorised absences. He is blaming these on ill health, but has not provided any documentation as …

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How protection can offer a mental health safety net

WebBut in a cost of living crisis when anxiety and stress are rife, a protection policy can also offer a mental health safety net too. More than half of UK adults (28.4mn …

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Pitfalls to look out for with whole-of-life assurance policies

WebBox 1: IHT liabilities. Richard set up a whole-of-life policy for £400,000 on March 1 1999 that he immediately wrote into discretionary trust. He had made no other …

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What advisers need to know about ill-health early retirement …

WebHMRC’s guidance is explicit, stating that for a pension to be entitled to an ill-health early retirement pension, “they must be either physically or mentally unable to …

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What to consider when accessing pensions early due to ill-health

WebMembers may be able to access pensions at any age if they meet the ill-health condition. The minimum requirement for this is that the scheme administrator has …

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Income Protection Vs Critical Illness: 10 key issues

WebIn the UK Critical Illness Cover outsells Income Protection by around 5 to 1. To put that into numbers, on an individual basis around half a million people each year …

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HSBC revises critical illness products

WebThe provider has two critical illness policies, Core and Plus, with the majority of changes being made to its Plus policy. Eight child-specific conditions have been …

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How individual and group protection policies differ

WebThe most obvious difference is the customer and their different motivations for purchase. In the case of group protection, the employer is the customer. They are …

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AXA Health introduces customisable insurance plan

WebBy Jane Matthews. Axa Health has introduced a customisable health insurance plan for individuals and families, allowing them to choose the cover for their …

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The changing shape of the post-pandemic PMI landscape

WebIndeed, people who never previously considered PMI – the younger generation – are now showing a significant interest. “With the average age of customers enquiring …

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Emerging trends in healthcare are attracting investors to sector

WebMeanwhile, investment manager Downing has just completed the sale of its non-healthcare ventures investment business to Foresight Group in a deal worth £17.8m …

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