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Health Insurance Articles and Resources From eLocal

WEBFrom PCP to specialist care, we offer price guides, FAQs, and more insurance resources. Explore and research your health insurance questions

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URL: https://www.elocal.com/resources/insurance/health-policy/

Can I Get Insurance After Open Enrollment

WEBThe open enrollment period for the marketplace is Nov. 1 of the year before through Jan. 15 of the coverage year. For example, for coverage in 2023, the enrollment …

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Supplemental Health Insurance Explained

WEBA supplemental health insurance plan can help cover costs if you experience a long-term health problem.

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Can You Use Your Health Insurance While Traveling

WEBYour health insurance plan may not cover medical care when you travel out of state or out of the country. Travel insurance may help.

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Freelancing for a Living

WEBA good place to start is at Healthcare.gov.This is where you can enter your state and be directed to the website where you can sign up for coverage through your state’s …

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Does Health Insurance Cover Medical Devices

WEBDoes Health Insurance Cover Durable Medical Equipment? Many private health insurance policies cover DME, but it isn't a mandatory benefit.You can find out …

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Who Is Eligible for Medicare

WEBMedicare is a federal healthcare insurance program that provides affordable coverage for specific groups. This coverage can significantly reduce the out-of-pocket costs of …

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What Is a Pre-Existing Condition

WEBSwitching to a new health insurance plan can be confusing, especially if you have pre-existing health conditions. You might wonder what qualifies as a pre-existing …

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What's the Difference Between In-Network and Out-of-Network

WEBWhether you use an in-network or out-of-network provider can affect how much you pay for medical care.

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Dental insurance is typically separate from your health insurance

WEBHow much does dental insurance cost? The price varies based on how you get your coverage and several other factors. Dental insurance is typically separate from …

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Why Doesn't Health Insurance Cover Vision and Dental

WEBEven though your eyes and teeth are part of your body, health insurance tends to treat them as separate entities.

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Insurance Articles and Resources from eLocal

WEBWhat You Need to Know About Auto Insurance for Electric Cars. As electric vehicles become increasingly more popular, the auto insurance market has had to …

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Medical Articles and Resources from eLocal

WEBHow Often Do You Need a Dental X-Ray? Dental X-rays help oral health professionals locate hidden problems without using invasive techniques, and their frequency can …

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Do I Have to Change Doctors If I Change Insurance

WEBTransition of Care. Many insurers allow enrollees to continue using an out-of-network doctor temporarily after switching health insurance plans. This process is …

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What Happens If I Don't Spend my FSA or HSA

WEBIf you don’t spend all your FSA in a plan year, it’s likely you’ll lose some or all of those funds. However, unspent money in an HSA remains available for future …

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6 Signs of Low Humidity in Your Home (and How to Fix It)

WEBHere are some signs to watch out for that indicate the moisture levels inside your home are too low: Cracked Lips and Dry Mouth: Insufficient moisture in the air can …

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Can You Sue For a Misdiagnosis

WEBYes. You can file a lawsuit against the doctor who misdiagnosed you, their employer and anyone else who was involved in making the wrong diagnosis. If you plan …

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What Is a Co-Pay

WEBA copay is an out-of-pocket cost charged by many healthcare insurers. This primer should help you understand your out-of-pocket costs.

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There's No Heat In My House: How to Troubleshoot

WEBTo clean the ignition, start by shutting off the power and gas to the furnace. Then, find the ignition by removing the front panel of the furnace and looking near the …

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