Crr.bc.edu

Health, Economic Disparities Emerge in the Middle Class

WEBThe share with employer health insurance plunged from 76 percent of the Depression generation in 1996 to 46 percent of the late boomers in 2018, though many may have …

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URL: https://crr.bc.edu/health-economic-disparities-emerge-in-the-middle-class/

How Does Delayed Retirement Affect Mortality and Health

WEBIn an instrumental variable approach that takes into account the joint relationship between work and mortality, delayed retirement reduces the 5-year mortality …

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Center for Retirement Research

WEBMeasuring and Mitigating Retirement Risks. This initiative identifies the major risks that people face as they approach retirement, seeks to understand their perceptions of those …

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Employer-Provided Health Insurance Costs and the Demand for …

WEBHealth expenses borne by employers rise nonlinearly with employee age, peaking between ages 55 to 64 (Burtless and Koepcke, 2018). This increases the marginal cost of …

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The Cost of Employer-Sponsored Health Care Appears to Have …

WEBHealth care costs are a large and growing share of the nation’s GDP. One way those costs feed into the general economy is through employer contributions to …

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A Major Risk Facing Older Americans: The Need for Long-Term Care

WEBOne of the greatest health-related risks facing older people is the cost of extensive long-term care to help with activities of daily living such as bathing, dressing, …

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Report: Healthcare a Middle Class Crisis

WEBThe new report by the healthcare advocacy organization, The Commonwealth Fund, indicates that both ACA-insured and employer-insured Americans are frequently …

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On-the-Job Healthcare Costs More – Center for Retirement Research

WEBWe’ve passed a milestone: workers typically spend more than 10 percent of their incomes for their employer health coverage. A decade ago, they spent 6.5 percent …

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Health, Disability, and the Evolving Nature of Work

WEBUsing data from the Health and Retirement Study, supplemented with data on job demands from the Occupational Requirement Survey and Occupational …

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Evaluating the Impact of Social Security Benefits on Health …

WEBThe extent to which reductions in Social Security benefits impact individual health and well-being is not well understood. Using data from a nationally representative …

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How Much Do Retirees Spend on Uncertain Health Costs

WEBConclusion. Lifetime health care spending for retired households is high and uncertain. However, Medicare, Medicaid, and other insurers cover the lion’s share of …

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How Does Delayed Retirement Affect Mortality and Health

WEBcauses: 1) bad health could trigger workers to retire earlier; 2) retirement itself could negatively. affect health; or 3) a third, unobserved factor could both decrease health …

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Medicare Primer: Advantage or Medigap

WEBOut-of-pocket costs. Advantage premiums are lower because they manage patients’ care, limit choice, and also receive government subsidies to induce retirees to …

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How Does Debt Shape Health Outcomes for Older …

WEBAmong adults ages 65 and older, the share carrying any debt has increased from 37.8 percent in 1989 to 61 percent in 2016, with the average and median amounts of debt …

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The Influence of Early-Life Economic Shocks on Aging …

WEBearnings and long-run health and economic outcomes of cohorts born in the 1930s. The closest study to ours is Cutler et al. (2007), which examined the long-lasting effects of …

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How Does Debt Shape Health Outcomes for Older Americans

WEBData for this study come primarily from the Health and Retirement Study, and the sample is limited to respondents ages 55 and older from the 1998 through 2016 …

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Employers Shift Retiree Coverage to Medicare Advantage

WEBThe employers and unions that still offer health benefits to retirees are increasingly rolling out Medicare Advantage plans to at least some of their retirees. And …

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Middle Class Gets the Most from Medicare

WEBThe annual data used to calculate the health spending and payment estimates for this analysis are adjusted for inflation. Americans over 65 receive a third of all the medical …

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Exploring the Consequences of Discrimination and Health for …

WEBbetween discrimination, health, and retirement, and (3) explore whether health moderates the relationships between discrimination and work. Methods . The …

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More Bad News on Our Health Insurance Costs – Center for …

WEBAnd there’s more bad news: premiums for family plans under employer insurance went up sharply this year – 7 percent, according to KFF – after being stable in 2022. This year, …

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HOW PORTFOLIOS EVOLVE AFTER RETIREMENT: THE EFFECT …

WEBOne question relates to how health affects the riskiness of household portfolios. Rosen and Wu (2004) find that households in poor health are less likely to own risky assets than …

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WHAT WE KNOW ABOUT HEALTH REFORM IN …

WEBFrom 2009-2012, Massachusetts’ health care expendi-tures grew at a slower rate than the state’s economy (3.1 vs. 3.7 percent) and at the same rate as U.S. health expenditures …

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