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What Is The Difference Between an HMO and a PPO

HMOs are popular choices for health insurance for the following three reasons: 1. Cost: Premiums, deductibles and other out-of-pocket expenses are lower than a PPO. The monthly premium of an HMO is likely to be significantly lower than a PPO. 2. Claim forms: An … See more

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Understanding Health Insurance Prior Authorization Requests

WEBA prior authorization is essentially a request to your health insurance provider to see whether or not it’ll cover the specialist care your doctor recommends. …

Category:  Health Go Health

16 of Your Most Common Insurance Questions, Answered

WEBIf you have 20% co-insurance, you pay 20% of the cost of a procedure or medication, provided that you’ve already met your deductible. Copay: This is a flat fee …

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Best Affordable Health Insurance Plans

WEBThe Affordable Care Act, passed in 2010, labeled ten health care services as essential benefits that all affordable plans should have: Preventative services and …

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Open Enrollment 2022: How to Buy, Renew, or Change …

WEBRegarding the Health Insurance Marketplace, a nationwide resource where you can purchase a policy online, the open enrollment period runs annually from …

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9 Tips for Keeping Your Health Insurance Costs Affordable …

WEBAn HSA is essentially a savings account that you can fund with tax-advantaged money to pay for qualified medical expenses. The only catch is that in order …

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How COBRA Coverage Works

WEBThe Consolidated Omnibus Budget Reconciliation Act, or COBRA, offers an option. This law allows you to continue your healthcare coverage after a loss of …

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Difference Between HMOs and PPOs

WEBHMO vs. PPO Plan Comparison. HMOs are cheaper, but they offer far less flexibility in the selection of medical providers than PPOs. While PPOs are more …

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Understanding 2022 Health Savings Account (HSA) Rules

WEBThe IRS Revenue Procedure 2021-25 raises the HSA contribution limits for 2022 by $50 for individuals and $100 for families. This means individuals can contribute …

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What Is Medigap Plan N, and How Does It Work

WEBIn short, Medigap Plan N covers the coinsurance you’d typically have to pay if you were only covered by Medicare Parts A and B. For Medicare Part A, that includes …

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What Are the Best Blue Cross Blue Shield Insurance Plans

WEBBlue Cross Blue Shield offers numerous plans that vary from state to state and even by year. However, like most health insurance plans, the vast majority of them …

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How Much Does Medicare Cost

WEBPremiums. Individuals who earn less than $88,000 per year or couples who file jointly and earn less than $176,000 per year pay the standard premium of $148.50. …

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What Is an Insurance Premium

WEBIn short, the premium you pay is what buys you an insurance policy — and it’s how insurance companies earn the money they need to cover repairs, replacements, …

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What Is The Purpose of Insurance

WEBInsurance is there to offer a financial payout — by paying for the insurance, either monthly or annually, you are protecting yourself from future risks. These could be …

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Does United Healthcare Have an Advantage Plan

WEBYes. United Healthcare offers a Medicare Advantage Plan. In fact, United Healthcare bills itself as the #1 Medicare Advantage provider in the country. Its …

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Medical Coder and Biller Salary Guide

WEBAccording to the US Bureau of Labor Statistics (BLS) the median annual wage for medical records and health information specialists was $45,240, or $21.75 per …

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How Much Does Long-Term Care Insurance Cost

WEBThe cost of long-term care insurance is an annual premium, and some insurance companies allow for monthly payments. Long-term care insurance costs …

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5 Insurance Options That Can Help You Manage Job Loss

WEBCredit Protection Insurance. Credit protection insurance is a type of insurance that covers or pays out a monthly sum that you use to help pay or postpone …

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Understanding VA Healthcare Benefits and Eligibility

WEBVeterans who enlisted after September 7, 1980, or started active duty after October 16, 1981, are eligible for VA health benefits, as long as they served for 24 …

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