Cost Sharing Health Insurance Experiment

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The Health Insurance Experiment A - RAND Corporation

(9 days ago) People also askDoes cost sharing affect quality of care?Recent public discussion of cost sharing has often cited a landmark RAND study: the Health Insurance Experiment (HIE). Although it was completed over two decades ago, in 1982, the HIE remains the only long-term, experimental study of cost sharing and its effect on service use, quality of care, and health.The Health Insurance Experiment - RAND Corporationrand.orgWhat is cost sharing?One idea that has returned to prominence is cost sharing, which involves shifting a greater share of health care expense and responsibility onto consumers. Recent public discussion of cost sharing has often cited a landmark RAND study: the Health Insurance Experiment (HIE).The Health Insurance Experiment - RAND Corporationrand.orgShould cost sharing be minimal or nonexistent for the poor?Therefore, the study concluded that cost sharing should be minimal or nonexistent for the poor, especially those with chronic disease. Results from the RAND Health Insurance Experiment were published in many reports and articles, as well as a book by Joseph Newhouse, Free for All: Lessons from the RAND Health Insurance Experiment.40 Years of the RAND Health Insurance Experiment RANDrand.orgDoes higher cost sharing reduce healthcare expenditures?It is widely accepted, based on considerable evidence accumulated over decades of study, that higher cost sharing will lead to reduced healthcare expenditures. The gold standard of evidence supporting this conclusion is the RAND Health Insurance Experiment (HIE), which was a randomized trial of higher cost sharing conducted in the 1970s.What Does the RAND Health Insurance Experiment Tell Us About the ajmc.comFeedbackRAND Corporationhttps://www.rand.org/pubs/research_briefs/RB9174.htmlThe Health Insurance Experiment - RAND CorporationThe results showed that cost sharing reduced the use of nearly all health services. Specifically, 1. Averaged across all levels of coinsurance, participants (including both adults and children) with cost sharing made one to two fewer physician visits annually and had 20 percent fewer hospitalizations than those with free … See more

https://www.rand.org/content/dam/rand/pubs/research_briefs/2006/RAND_RB9174.pdf#:~:text=In%20a%20large-scale%2C%20multiyear%20experiment%2C%20participants%20who%20paid,and%20less%20effective%20services%20in%20roughly%20equal%20proportions.

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The RAND Health Insurance Experiment, Three Decades Later

(3 days ago) WebThe experiment randomly assigned the families to health insurance plans with different levels of cost sharing, ranging from full coverage (“free care”) to plans that provided almost no coverage for the first approximately $4,000 (in …

https://www.ncbi.nlm.nih.gov/pmc/articles/PMC3943162/

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RAND Health Insurance Experiment - Wikipedia

(2 days ago) OverviewCriticisms and legacyMethodsFindingsOregon Health StudyNotesFurther readingExternal linksThe RAND Health Insurance Experiment is considered "one of the best experimental social science studies ever conducted". However, several criticisms of the study have been suggested. • Some authors questioned the generalizability of comparisons of HMO and FFS care since data on the former were based on a "single, relatively small but well-managed" HMO in Seattle. • One 2007 article suggested that the "large number of participants who voluntarily dropped out of the …

https://en.wikipedia.org/wiki/RAND_Health_Insurance_Experiment

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The RAND Health Insurance Experiment, three decades later

(1 days ago) WebR37 AG032449/AG/NIA NIH HHS/United States. We re-present and re-examine the analysis from the famous RAND Health Insurance Experiment from the 1970s on the impact of consumer cost sharing in health insurance on medical spending. We begin by summarizing the experiment and its core findings in a manner that would be standard in …

https://pubmed.ncbi.nlm.nih.gov/24610973/

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The RAND Health Insurance Experiment, Three Decades Later

(8 days ago) WebTheir email addresses are [email protected], [email protected], and afi [email protected]. In this essay, we reexamine the core fi ndings of the RAND health insurance experiment in light of the subsequent three decades of work on the analysis of randomized experiments and the economics of moral hazard.

https://pubs.aeaweb.org/doi/10.1257/jep.27.1.197

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The RAND Health Insurance Experiment, Three Decades Later

(4 days ago) WebDOI 10.3386/w18642. Issue Date December 2012. We re-present and re-examine the analysis from the famous RAND Health Insurance Experiment from the 1970s on the impact of consumer cost sharing in health insurance on medical spending. We begin by summarizing the experiment and its core findings in a manner that would be standard in …

https://www.nber.org/papers/w18642

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THE RAND HEALTH INSURANCE EXPERIMENT, THREE …

(6 days ago) Webrepresentative of families with adults under the age of 62. The experiment randomly assigned the families. to health insurance plans with different levels of cost sharing, ranging from full coverage (“free care”) to. plans that provided almost no coverage for the first approximately $4,000 (in 2011 dollars) that were.

https://www.nber.org/system/files/working_papers/w18642/w18642.pdf

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and Limitations of the Rand Health Insurance Experiment 3 T

(7 days ago) WebThe HIE was a random- ized, controlled trial specifically designed to study how cost-sharing arrangements affect the use and cost of health services as well as health outcomes.2 This chapter examines the lessons and limitations of the experiment focusing on basic physician and hospitaI care services.3. Other notable studies of the effects of

https://www.princeton.edu/~ota/disk1/1993/9310/931005.PDF

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What Does the RAND Health Insurance Experiment Tell …

(4 days ago) WebThe gold standard of evidence supporting this conclusion is the RAND Health Insurance Experiment (HIE), which was a randomized trial of higher cost sharing conducted in the 1970s.

https://www.ajmc.com/view/jul08-3414p412-414

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Effects of Cost Sharing on Care Seeking and Health Status: Results …

(6 days ago) WebThe RAND Health Insurance Experiment demonstrated that cost sharing had its greatest impact through lowering use of general health examinations and preventive care. 1 The effect on an individual's health of receiving less preventive care would probably be delayed. Thus, the 1-year follow-up in our analysis may have been too brief.

https://ajph.aphapublications.org/doi/full/10.2105/AJPH.91.11.1889

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Family health spillovers: evidence from the RAND health insurance

(7 days ago) WebMoreover, HIE participants were assigned to an experimental and unfamiliar healthcare plan with features uncommon to other health insurance plans. 8 Also, a key institutional feature of the experiment was that all family members shared the same plan and thus the cost-sharing structure applied to all family members (in all but one of the …

https://www.sciencedirect.com/science/article/pii/S0167629621000904

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The Role of Consumer Copayments for Health Care: Lessons From …

(3 days ago) WebThis report reviews the groundbreaking RAND Health Insurance Experiment from the 1970s to offer insights into current policy debates about appropriate cost-sharing levels. One of the most

https://www.kff.org/health-costs/report/the-role-of-consumer-copayments-for-health/

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The RAND Health Insurance Experiment, Three Decades Later

(5 days ago) WebArticle Information; Comments (0)Abstract Between 1974 and 1981, the RAND health insurance experiment provided health insurance to more than 5,800 individuals from about 2,000 households in six different locations across the United States, a sample designed to be representative of families with adults under the age of 62.

https://www.aeaweb.org/articles?id=10.1257/jep.27.1.197

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[PDF] What does the RAND Health Insurance Experiment tell us …

(7 days ago) WebCorpus ID: 31095643; What does the RAND Health Insurance Experiment tell us about the impact of patient cost sharing on health outcomes? @article{Chernew2008WhatDT, title={What does the RAND Health Insurance Experiment tell us about the impact of patient cost sharing on health outcomes?}, author={Michael …

https://www.semanticscholar.org/paper/What-does-the-RAND-Health-Insurance-Experiment-tell-Chernew-Newhouse/021b5b05b202c4a8af3cf7678dec57219d7abbb2

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Health Insurance and the Demand for Medical Care - RAND …

(4 days ago) WebThis report examines the effects of varying levels of cost sharing on the demand for medical care and other health services. It presents the final results of the RAND Health Insurance Experiment (HIE) with respect to annual utilization of medical services in the fee-for-service system. The data from the HIE clearly show that the use of medical

https://www.rand.org/pubs/reports/R3476.html

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Patient cost-sharing, mental health care and - ScienceDirect

(7 days ago) WebHowever, the RAND Health Insurance Experiment (Newhouse, 1993), the Oregon Health Insurance Experiment (Finkelstein et al., 2012) and more recent quasi-experimental work (Brot-Goldberg et al., 2017; Manning et al., 1987; Baicker et al., 2013) have shown that cost-sharing is a blunt instrument to reduce health care consumption, …

https://www.sciencedirect.com/science/article/pii/S0277953622000442

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Consumer-Directed Health Plans And The RAND Health Insurance …

(8 days ago) WebEffect of Cost-Sharing for Prescription Medications on Health Outcomes in Older Adults: A Critical Review of the Literature and Potential Implications for Managed Care 2 July 2009 The Consultant

https://www.healthaffairs.org/doi/10.1377/hlthaff.23.6.107

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The Health Insurance Experiment A Classic RAND Study Speaks to …

(1 days ago) WebRAND studies have examined multiple dimensions of coverage, including the effects of premium costs on health care use, the cost and potential health effects of new insurance products such as high-deductible health plans, the challenges faced by small businesses in providing coverage to employees, the groups most at risk for being uninsured, state …

https://www.semanticscholar.org/paper/The-Health-Insurance-Experiment-A-Classic-RAND-to-Brook-Keeler/55e81ca7e5f0480987543ea9a7b161e6116a521f

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California's Medicaid experiment, CalAIM, leans on nonprofits to …

(6 days ago) WebThese groups are redefining health care in California as they compete with businesses for a share of the money, and become a new arm of the sprawling Medi-Cal bureaucracy that serves nearly 15

https://www.npr.org/sections/health-shots/2024/05/14/1251004146/california-medicaid-experiment-calaim-medi-cal-nonprofits?1122

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HIV Preventative Service Coverage Tables High Quality Care CDC

(Just Now) WebThe Affordable Care Act (ACA) includes several provisions aimed at improving coverage of, and access to, certain HIV preventive health services. These services and the health insurance plans that cover them without cost-sharing are summarized here in these Preventive Services Coverage Tables.

https://www.cdc.gov/high-quality-care/hcp/resources/hiv-preventative-service-coverage.html

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Religious health care sharing group challenges Colorado insurance …

(2 days ago) WebDENVER (CN) — A health care sharing ministry sued the Colorado Division of Insurance in federal court on Friday arguing that new reporting requirements violate the religious institution’s ability to exist free from unwarranted state entanglement. “Colorado’s regime runs afoul of the First Amendment and sets Colorado apart as an outlier in the …

https://www.courthousenews.com/religious-health-care-sharing-group-challenges-colorado-insurance-data-sharing-requirement/

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Effects of Cost Sharing on Care Seeking and Health Status: Results …

(3 days ago) WebThe RAND Health Insurance Experiment demonstrated that cost sharing had its greatest impact through lowering use of general health examinations and preventive care.1 The effect on an individual's health of receiving less preventive care would probably be delayed. Thus, the 1-year follow-up in our analysis may have been too brief.

https://www.ncbi.nlm.nih.gov/pmc/articles/PMC1446896/

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STD Preventive Service Coverage Tables High Quality Care CDC

(8 days ago) WebRecommending Authority Eligible Populations and Service Specifics Plans That Cover Without Cost-Sharing; USPSTF (Grade “A”; September 2022): Screen nonpregnant adolescents and adults at increased risk for syphilis infection. 3 (See Syphilis Infection in Nonpregnant Adolescents and Adults: Screening for additional information). …

https://www.cdc.gov/high-quality-care/hcp/resources/std-preventive-service-coverage.html

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Viral Hepatitis Preventive Service Coverage Tables

(Just Now) WebAt a glance. The Affordable Care Act (ACA) includes several provisions aimed at improving coverage of, and access to, certain viral hepatitis preventive health services. These services and the health insurance plans that cover them without cost-sharing are summarized here in these Preventive Services Coverage Tables.

https://www.cdc.gov/high-quality-care/hcp/resources/viral-hepatitis-preventive-service-coverage.html

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Clarifying the Eligibility of Deferred Action for Childhood Arrivals

(Just Now) WebClarifying Eligibility for a Qualified Health Plan through an Exchange, Advance Payments of the Premium Tax Credit, Cost-Sharing Reductions, a Basic Health Program, and for Some Medicaid and Children’s Health Insurance Programs (CMS-9894 …

https://www.federalregister.gov/documents/2024/05/08/2024-09661/clarifying-the-eligibility-of-deferred-action-for-childhood-arrivals-daca-recipients-and-certain

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The Possible Collapse of the U.S. Home Insurance System

(6 days ago) Web88. Hosted by Sabrina Tavernise. Featuring Christopher Flavelle. Produced by Nina Feldman , Shannon M. Lin and Jessica Cheung. Edited by MJ Davis Lin. With Michael Benoist. Original music by Dan

https://www.nytimes.com/2024/05/15/podcasts/the-daily/climate-insurance.html

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Tuberculosis Preventive Service Coverage Tables High Quality …

(7 days ago) WebAt a glance. The Affordable Care Act (ACA) includes several provisions aimed at improving coverage of, and access to, certain tuberculosis preventive health services. These services and the health insurance plans that cover them without cost-sharing are summarized here in these Preventive Services Coverage Tables.

https://www.cdc.gov/high-quality-care/hcp/resources/tuberculosis-preventive-service-coverage.html

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The Sunday Read: ‘Why Did This Guy Put a Song About Me on …

(9 days ago) WebEven Brett Martin, a contributing writer for The New York Times Magazine and the titular Nice Man, didn’t hear the 1 minute 14 second song until last summer, a full 11 years after it was

https://www.nytimes.com/2024/05/19/podcasts/the-daily/brett-martin-spotify.html

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